Transfer funds electronically to another bank account you own, or to someone else's account. This can be done through your digital bank's website or mobile app. Cash back at stores: When you make a purchase with your digital bank's debit card at participating stores, you can often request cash back. This allows you to get cash while you shop, without needing an ATM. Peer-to-peer payments: Use apps like Venmo or Zelle to send money to friends and family. This is a convenient way to pay people back or split expenses. Check: Some digital banks offer check-writing capabilities. You can write a check to yourself and deposit it into another account, or cash it at a physical bank.